Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of Kentucky.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.
John & Robin Zirnheld
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Is My Small Business Big Enough For Key Person Insurance?

Posted: July 4, 2020

Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...

Does My Auto Insurance Cover My Trailer?

Posted: July 1, 2020

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

Safe Driving Tips For Hauling Your Outdoor Gear

Posted: July 1, 2020

Between the winter weather and a global pandemic, your family has likely spent a lot of time indoors over the past few months. So as summer approaches, many are eager to get outdoors and practice social distancing in the fresh air and sunshine. Whether your favorite outdoor activity is biking, camping, or boating, you’ll need to get your gear from home to the trail, campsite,...

Grilling Safety Tips For Propane, Charcoal & Gas Grills

Posted: June 26, 2020

Nothing says summertime like eating hamburgers, hot dogs, and barbecue straight off the grill. There’s something about cooking your food over an open flame that seems to make everything taste better. But it does come with one notable risk: house fires. According to the National Fire Protection Association (NFPA), grills are the cause of more than 10,000 house fires each year, on average — resulting...