Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of Kentucky.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.
John Zirnheld
John Zirnheld
Founder
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

5 Questions About Commercial Auto Insurance

Posted: May 14, 2019

Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property... Read Article

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Posted: May 13, 2019

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the... Read Article

Buyer’s Remorse: Can You Guess What Homeowners Regret Most?

Posted: May 13, 2019

These stainless steel appliances show EVERY fingerprint! Is that how much it’ll cost to refinish our hardwood floors!? I thought I’d love these granite countertops… but I’m so over them! Ever experience a homebuyer’s hangover? You’re not alone. What seemed like a great feature during that walk-through gradually loses its sparkle when you’re living with it every day.  Our latest national survey asked 500 U.S.... Read Article

Don’t Ignore That Car Recall. Here’s Why.

Posted: May 10, 2019

From child safety seats to air bag inflators, it seems like there’s some type of recall in the news every few months. But while it may be an all-too-common headline these days, don’t brush it off. It’s imperative to follow up immediately if your car has been affected by a recall.  Only you can protect your family or yourself from defective equipment that could pose... Read Article