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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Are You Covered?
Did you know that sinkholes are an excluded peril on homeowners policies?
ERIE is one of the few carriers that Offer this coverage. If you would like to review your insurance or discuss this further please call Service 1st Insurance. We represent Erie Insurance and Several other A-rated Home and Auto Insurance carriers.
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Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of Kentucky.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.
John & Robin Zirnheld
Read what satisfied customers have said about Service 1st Insurance.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What to Know About Workers’ Compensation and Working from Home

Posted: December 6, 2024

Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...

How to Avoid Hitting a Deer

Posted: December 5, 2024

Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. According to a 2022 study published in the journal Current Biology, about 2.1 million deer-vehicle collisions happen in the U.S. each year, causing more...

Winter Weather Preparedness for Small Businesses

Posted: December 4, 2024

Winter weather can take a heavy toll on small businesses. The risks posed by storms, slippery walkways, and power outages can lead to financial losses. Taking steps to prepare your company and employees for the winter season can minimize business disruptions and claims filed for slip-and-fall accidents.  The best overall advice is to be proactive. Evaluate any risks on the property to determine where problems...

What to Know About Renting to Own

Posted: December 4, 2024

Over the last several years, many Americans have become pessimistic on the prospect of home ownership. According to a recent Bankrate survey, 51 percent of aspiring homeowners view cost-of-living issues as a major obstacle to buying, while 54 percent say their household income hasn’t matched the rise in market prices for available homes. With those challenges in play, many people are exploring rent-to-own options. Renting...