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Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Are You Covered?
Did you know that sinkholes are an excluded peril on homeowners policies?
ERIE is one of the few carriers that Offer this coverage. If you would like to review your insurance or discuss this further please call Service 1st Insurance. We represent Erie Insurance and Several other A-rated Home and Auto Insurance carriers.
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Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of Kentucky.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.

John & Robin Zirnheld
Read what satisfied customers have said about Service 1st Insurance.
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Should I Switch to an Independent Insurance Agent?

Posted: May 16, 2025

Shopping for insurance can be a confusing, even overwhelming process, with policies loaded with obscure legal terms. Although exploring new options or switching agents may seem troublesome, it may be worth considering. Should you stick with your current agent or take the leap to an independent insurance agent? Let’s break it down. What is the Difference Between Traditional and Independent Insurance Agents? A traditional insurance...

Your Business Insurance Inventory Checklist

Posted: May 4, 2025

We typically don’t give much thought to insurance until something goes wrong. In a business, ensuring your coverage is on point could make the difference between recovery and total loss. Understanding what is covered and what should be covered is key to preparing for the unexpected. Our business insurance inventory checklist is a no-nonsense guide to ensure you are not left in the dark if...

Ultimate Spring Checklist for Boat Owners

Posted: May 2, 2025

For boat owners, the arrival of spring is the time to shed the winter coats and your landlocked routine for life vests and the freedom of the open water. Before you set out, it is essential to ensure your boat is ready for the season. Spring is the perfect time to give your vessel a thorough checkup and get it in shape for all your...

When Should Small Business Owners Switch Insurance Companies?

Posted: April 19, 2025

Managing a small business comes with endless challenges—and great rewards. One of the main issues is keeping your overhead as low as possible. The cost of your business insurance should be reviewed yearly—savings could be possible. If you’ve been with the same insurance provider for years, you might assume you’re getting the best deal—but are you? Switching insurance companies can improve coverage, lower costs, and...