Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Your Local Mt. Washington and Louisville Independent Insurance Agency

Service 1st Insurance specializes in car, home, business, commercial, and life insurance.

When Erie Insurance first entered the Kentucky market Service 1st Insurance‘s founder, John Zirnheld, decided to start his own independent insurance agency.

John loves the insurance industry and as insurance adviser he loves protecting people. He wants his clients to understand how their insurance products work and what insurance could do for them in the case of an emergency or accident.

Growing up in Louisville, Kentucky and graduating from Western Kentucky University (with a BA in Marketing), John is a local in the area and knows the best way to service his clients. Having lived in Mt. Washington, Kentucky since 2011 he is an established member of the community and understands how to provide insurance to his friends and clients alike.

Service 1st Insurance provides auto insurance, home insurance, renters insurance business insurance, and life insurance for all of KY.

Call today for an insurance proposal, or stop by the office for a face-to-face conversation about what Service 1st Insurance can do for you.
John Zirnheld
John Zirnheld
Founder
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Do I Need More Homeowners Coverage After Renovating?

Posted: October 16, 2019

Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...

What Is Guaranteed Replacement Cost?

Posted: October 11, 2019

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for...

Bat In Your House? Here’s How To Get It Out.

Posted: October 9, 2019

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...

What Kind of Insurance Do I Need If I Rent Out My Home?

Posted: October 4, 2019

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...